Say you want to send a relative money for their birthday, but they live across the country and dropping a check in the mail feels too risky. You may decide to make an electronic, person-to-person ...

All a criminal needs is a bank account number and routing number, and they can steal money from a bank account through something called a fraudulent ACH, or Automatic Clearinghouse House, transfer.

Automated Clearing House, or ACH, payments power billions of transactions every year, yet many people don't fully understand how they work. Whether you're receiving a direct deposit from your employer ...