A single filer with $1.6M in a 401(k) can convert $43,000 annually into a Roth IRA at 12%, totaling $344,000 before RMDs begin at 73. Skipping conversions lets the account grow to $2.55M by 73, ...
A 65-year-old on the Bogleheads forum recently laid out a familiar problem: $1.6 million in a traditional 401(k), Social Security deferred to 70, and eight quiet tax years before required minimum ...
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