You’re more likely to find rates below 5% when you have a higher credit score ...

Carol M. Kopp edits features on a wide range of subjects for Investopedia, including investing, personal finance, retirement planning, taxes, business management, and career development. Vikki ...

Nearly 82% of new car buyers took out a loan or lease in 2025, according to Experian, as did more than 35% of used car buyers. Your credit score significantly impacts whether you'll get approved for a ...

The federal car loan interest deduction is available for the 2025 through 2028 tax years. You may be able to deduct up to $10,000 of car loan interest per year, but the deduction is gradually phased ...