Nearly one in four Americans don’t have an emergency fund, according to Bankrate. If you’re among those without enough cash on hand to cover an unexpected expense, you may be tempted to use a credit ...

Most of us know how to use our credit card to make purchases, but not everybody knows how to get cash from a credit card at an ATM. When you use your credit card to request a cash advance, you can ...

Most people don't realize it until it's too late: Using your credit card for cash advances has expensive consequences. Not only will you pay a cash advance fee to transact the withdrawal, but interest ...

Credit cards let you withdraw cash in emergencies, but it comes at a cost with fees, interest, and strict limits. Here’s ...

Craig Sebastiano is a personal finance writer based in Toronto. He was previously the managing editor at Ratehub.ca and has written about credit cards, mortgages, banking, investing and investment ...

Discover allows its cardholders to get up to $120 in cash without a cash advance fee at more than 70 stores across the country – every 24 hours with no monthly limit. Normally, a cardholder would need ...

Cash advance fee: This is usually 3-5% of the cash advance amount with a minimum of $10. Higher APR: The annual percentage rate (APR) for cash advances is often 20%+ higher than the APR for purchases.

Cash advances on credit cards come with high fees and interest rates, making them a costly option. Interest rates on cash advances are often much higher than regular credit card rates and start ...

Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards ...

Gabriela Walsh is a Certified Educator in Personal Finance® and a personal finance editor at Red Ventures. Her previous work experience includes various editorial positions at FinanceBuzz. She ...

You may not know about Discover's hidden cash advance benefit. A perk not offered by many other cards, it's certainly helpful for those in a pinch. But the perk could very easily get out of control ...