Today’s CD rates for February 5, 2026: Highest APYs range from 4.10% to 4.78%

Explore top short- and long-term CD rates available today ...

CD Rates Today: February 5, 2026 – Rates As High As 4.94%

Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates.

The Fed Meets This Week—What It Could Mean for Savings and CD Rates

After cutting rates late last year, the Federal Reserve will soon make its first rate decision of 2026. Here’s how the ...

Best CD Rates Today, Jan. 31, 2026: Don't Miss What's Left of Top APYs

Top CDs today offer up to 4.27% APY -- consider locking in a strong return now before rates drift lower as we get further into the new year.

‘Rates will continue to trend lower.’ Is it time to lock in a CD, with some still offering 4%-and-higher APYs?

5 pros offer their certificate of deposit predictions for February — and beyond ...

Best CD Rates Today, Jan. 23, 2026: Top APYs Keep Shrinking -- Don't Wait

Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates move lower.