Debt settlement may reduce your debt, but expect an impact to your credit score Erika Rasure is globally-recognized as a leading consumer economics subject matter expert, researcher, and educator. She ...

Millions of Americans receive collection calls every year, but many do not realize they have significant legal protections ...

You may be able to settle your debts with creditors for less than you owe Ken Clark has co-managed over $100 million in retirement accounts and is the author of The Complete Idiot's Guide to Getting ...

Credit cards and banking specialist Jenn Underwood brings over 16 years of personal finance experience to the table. After a decade of teaching courses in banking, debt reduction, budgeting and credit ...

Rising credit card balances and high interest rates can make it difficult to keep up with monthly payments, especially when ...

A new Consumer Financial Protection Bureau rule means consumers’ hospital and doctor bills can no longer weigh down their ...

The Consumer Financial Protection Bureau (CFPB) has released a research report that found consumers’ credit scores may be overly penalized for medical debt that goes into collections and shows up on ...