Quick Summary Debt feels overwhelming when balances, interest rates, and bills pile up at once. The first step to regaining ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. On the surface, making minimum payments might seem like you ...

Taking the right steps now could help you get relief from your overwhelming credit card and personal loan balances.

Many people struggle with debt. And thanks to high interest rates, rising costs of living, and other challenging financial conditions, that debt can be particularly hard to get out of these days.

Most financial advice tells you to contribute to your 401(k) no matter what, especially when your employer offers matching. Dave Ramsey disagrees. The bestselling personal finance author believes if ...

Debt management restructures your debt so you can pay it off. Debt settlement involves some amount of debt forgiveness. If you don't qualify for debt management, debt settlement might work for you.

MEMPHIS, Tenn. - Americans owe more than one trillion dollars of credit card debt. Memphis is home to the highest rate of severe credit card delinquency among young adults, according to Federal ...

Shot of smiling beautiful businesswoman working in call center. Shot of a adorable asian woman working in a call center with a male colleague. Reducing debt can feel overwhelming, especially when ...

BREATHING ROOM. I STARTED TO FEEL THE CRUNCH WHEN I STARTED TO USE CREDIT CARDS FOR JUST DAILY ESSENTIALS. FOR JENNIFER PAEZ, MORE EXPENSES AND LESS MONEY. COMING IN MEANT ONE SIMPLE THING SHE HAD TO ...

If your credit card or personal loan debt has spiraled out of control, which is the case for a lot of borrowers in today's economic climate, hearing that a creditor "wrote off" your balance might ...