Credit repair expert Micah Smith says new VantageScore 4.0 mortgage rules let rent payments count, but warns late payments and high balances cut both ways.
How important is it to use expanded behavior-based data such as social media to vet borrowers? Considering there are now tips to help people walk away from bad mortgages, finding new ways to vet ...
When applying for a mortgage, your credit score affects your odds of approval, interest rate and loan terms. FICO has been the leading credit scoring company for mortgages, but credit scoring models ...