I’m 45 with $75K in my 401(k). I only save 50% of my yearly limit to maintain my lifestyle — but should I save more?

Let’s say you’re 45 years old, living comfortably and have a 401(k) balance of $75,000. You contribute to your retirement account every year, but only about half of the annual limit, because you want ...

How Much Is the Required Minimum Distribution (RMD) if You Have $250,000 in Your Retirement Accounts?

Required minimum distributions (RMDs) are a way for the IRS to ensure it receives some money after allowing you to deduct ...

Fintech startups and investment firms are battling over your 401(k)

Financial tech companies are connecting outside financial advisers to your retirement accounts, and at least one investment ...

My Friend Found $40,000 Sitting in an Old 401(k) -- You Might Have One Too

A friend just rediscovered a 401(k) from his first job, and realized he's missed out on years of growth. Here's how to avoid ...

Can a Taxable Account Beat a 401(k)?

Some workers don’t have access to an employer-provided retirement plan, and 401 (k) quality can be uneven. High ...

Your 401(k) Can Now Include Alternative Assets, But Should It? A Financial Adviser Weighs In

Many employer-sponsored plans offer limited investment options, which can stunt growth. But participants considering ...

3 reasons to stop funding your retirement account now

If you don't have at least a three-month emergency fund, then you should stop funding your retirement account and instead prioritize near-term savings. If you lose your job or need money in a pinch ...