Credit agencies, you might say, are akin to nagging parents. They watch and judge from a distance, rewarding responsible behavior and punishing delinquency. And credit scores? They seem a bit like ...

New Equifax credit report design highlights your score and explains key factors affecting it. Money; Getty Images Your credit report is getting a reader-friendly makeover. Equifax, one of the three ...

Federal law allows individuals to get a free copy of their credit report once every 12 months from the three major credit reporting bureaus. Access to these annual free reports allows individuals to ...

Many Americans pay bills on time but still see little credit score improvement — here's what really works for a stronger ...

Take a Financial Relief Quiz. Get matched with an Authorized Partner. Find my match Take a Financial Relief Quiz. Get matched with an Authorized Partner. A credit score is just a three-digit number, ...

A delinquency on your credit report indicates a payment that's been late for 30 days or more. This is one of the last things you want to have in your credit history as it can cause significant and ...

Dear Liz: Two of my credit card issuers have drastically lowered my credit limits. They blamed my credit report at Equifax. At first, Equifax could not even find my report. I had to send paperwork to ...

Rajeev Dhir is a writer with 10+ years of experience as a journalist with a background in broadcast, print, and digital newsrooms. Betsy began her career in international finance and it has since ...

If you looked at your credit report and found incorrect information, you're not alone. Consumer Reports and WorkMoney did a report, where they found almost half of ...

Fraud alerts and credit freezes help protect you from identity theft, either by alerting creditors to take extra steps to verify your identity or by hiding your credit report from potential creditors.

Every time Jennifer publishes a story, you’ll get an alert straight to your inbox! Enter your email By clicking “Sign up”, you agree to receive emails from ...