More than eight out of every 10 Americans have a credit card, according to the United States Federal Reserve. So, it's more likely than not that you have one of these plastic cards in your wallet.

Total U.S. credit card debt reached $1.26 trillion in the second quarter of 2026, according to data from the New York Fed, marking a $21 billion increase from the previous quarter. If you're ...

With new rules and deadlines shaping this year’s tax filing landscape, understanding how tax relief works is more important than ever. Many people start searching for relief after an unexpected bill, ...

Doug Whiteman is an award-winning journalist with three decades of experience covering personal finance, starting when he was the Washington, D.C.-based consumer news editor and reporter for ...

The burden of credit card debt is high for many Americans. In the first quarter of 2023, credit card balances nationwide surpassed $1 trillion for the first time and have remained above that amount ...

The offer mentioned below for the Accredited Debt Relief is no longer available. Struggling with debt is all too common — U.S. consumers carried an average balance of $104,755 in June 2025, from ...

I'm a freelance financial journalist and a regular contributor to U.S. News and CreditCards.com. I've written for Life + Money by Citi, Bankrate and The Balance, among others. You can find me on ...

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