Lenders aren't required to give you a mortgage just because you're pre-approved. Lenders may deny you if your financial situation or market conditions have changed.

P rospective homebuyers often gravitate toward the 30-year fixed-rate mortgage, and for good reason. It gives you lower monthly payments because you spread the loan out over three decades, unlike a 10 ...

Refinancing isn’t just about interest rates. If you’re looking to adjust your loan term or switch to a different type of mortgage, it could still be worthwhile.