Fannie Mae and Freddie Mac were created by Congress. They perform an important role in the nation’s housing finance system – to provide liquidity, stability and affordability to the mortgage market.

We evaluate Fannie Mae's and Freddie Mac's financial condition, earnings, liquidity, and efforts taken to mitigate losses in its single-family and multifamily portfolios. We assess their response to continued stress in the mortgage markets and its effect on …

Dec 19, 2024 · The Federal Housing Finance Agency (FHFA) issued a final rule today that establishes new affordable housing goals for the loan purchases of Fannie Mae and Freddie Mac (the Enterprises) over the next three years, and updates the process for requiring an action plan when an Enterprise misses certain goals.

Aug 22, 2024 · Under the Federal Housing Enterprises Financial Safety and Soundness Act of 1992, as amended by the Housing and Economic Recovery Act of 2008, Fannie Mae and Freddie Mac are subject to affordable housing goals covering their purchases of single-family mortgages and multifamily mortgages.

Jun 18, 2009 · If we are going to stabilize the housing market, we have to address that 42 percent in private-label securities. Fannie Mae and Freddie Mac have to return to their previous status as leaders in setting, promoting, and enforcing industry …

Oct 17, 2022 · As conservator, FHFA has the powers of the management, boards, and shareholders of Fannie Mae and Freddie Mac. Fannie Mae and Freddie Mac continue to operate as business corporations.

On September 30, 2019, Treasury and the Federal Housing Finance Agency (FHFA), acting as Conservator to Fannie Mae and Freddie Mac, announced amendments to the respective Senior Preferred Stock Certificates that permit Fannie Mae and Freddie Mac to retain earnings beyond the $3 billion capital reserves previously allowed through the letter ...

These changes provide Fannie Mae and Freddie Mac (the Enterprises) with more flexibility to better support access to homeownership and rental housing. In addition, the amendments clarify that the Enterprises must meet the capital requirements established by …

Feb 29, 2024 · Washington, D.C. – The Federal Housing Finance Agency (FHFA) today announced updates to the implementation of new credit score requirements for single-family loans acquired by Fannie Mae and Freddie Mac (the Enterprises).

Jan 31, 2025 · Each year, FHFA releases an annual Scorecard to communicate and provide public awareness of its priorities and expectations for Fannie Mae and Freddie Mac (together, the Enterprises) and Common Securitization Solutions, LLC (CSS).