216K views · 1.8K reactions | Merrily made her dream of becoming debt-free a reality, and you can too. Decide to make this the year you turn your back on debt and get on a plan to change your future. You got this! | Dave Ramsey | Facebook

569K views · 2.9K reactions | Dave talks on The Ramsey Show about how the wealthy get wealthy. | The Ramsey Show | Facebook

2M views · 8.6K reactions | Dave talks about the power of time and consistency when it comes to investing. | The Ramsey Show | Facebook

If you're sick and tired of being sick and tired, it’s time to take control of your money. The 7 Baby Steps are your proven path to get out of debt, save for your future, and build real wealth. Start 2026 with a plan using EveryDollar so you can finally tell your money where to go instead of wondering where it went. You’ve got this! | Dave Ramsey

Working my plan (the 7 Baby Steps), the average person can pay off all their debt in 18 to 24 months. Some folks can do it faster, and for some, it takes a little longer. But during this time, your financial focus should be on nothing but getting out of debt. Once that’s done, you’ll find you have a lot more control over your biggest wealth-building tool—your income. | Dave Ramsey

When you’re working through the first three Baby Steps, you need to attack them with everything you’ve got. Save $1,000, pay off all your debt using the debt snowball, then build a fully funded emergency fund of 3–6 months of expenses. Once you do that, you’ll feel a level of freedom and peace you’ve never had before. No more stress, no more payments—just breathing room and control over your money. But to get there, you have to commit. You have to be so focused that your broke friends think you’