To Calculate your Loan - https://emicalculator.net/ In this episode of Sachu Kau, Goonj Thakkar analyzes the effects of a 0.25% reduction in the REPO rate, which results in lower lending interest rates and is expected to stimulate economic growth and investment. The core of the Episode is a comparison for loan borrowers on whether to choose a Lower EMI or a Reduced Loan Tenure following this rate cut. Based on a sample outstanding loan of ₹20,00,000, with the interest rate dropping from 8% to 7.