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Most people think flood zones in Florida are all about how close you are to the water… but that’s not the full story. 🌊 In Florida, flood zones are largely based on elevation, not just proximity to the coast, rivers, or canals. I see homes miles inland with higher flood risk than waterfront properties that sit higher above sea level. This matters because your flood zone directly impacts insurance costs, loan requirements, and long-term affordability. Before you fall in love with a home, it’s im
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