In 1960, Belmont Cragin was 99% white — a Northwest Side bungalow belt powered by union factory jobs at Zenith, Schwinn, and Brach’s. But behind the stability was a system built on redlining. The Home Owners’ Loan Corporation graded the neighborhood “C-Yellow,” while nearby Black neighborhoods were marked “D-Red.” Factories closed. Wealth stalled. Demographics shifted. Today Belmont Cragin is 77% Latino — but the bungalows still hold the receipts. This is the untold story of how banks drew the l
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